Privacy Policy

Privacy Policy – Tchoi Financials

Effective Date: 5/9

1. Introduction
   Tchoi Financials ("we," "our," or "us") respects your privacy and is committed to protecting the personal information of our clients and users. This Privacy Policy outlines how we collect, use, store, and disclose information related to our services, including SMS communications.
   

2. What Personal Information We Collect
   We may collect the following information when you engage with us, including via SMS:
   - Contact Information: Your name, phone number, and email address
   - Message Content: Text message content exchanged with us
   - Usage Data: Message timestamps and delivery information
   

3. How Personal Information Is Used
   We use the information we collect solely to provide customer care and support, including:
   - Sending important service updates and communications
   - Responding to your inquiries
   - Managing your relationship with us and facilitating services you've requested
   

4. Who Personal Information Is Shared With
   We do not sell, rent, or share your personal information with third parties or affiliates for marketing purposes.
   We may disclose information only:

   - As required by law or legal process
   - To trusted service providers who support our operations (e.g., SMS delivery platforms), under strict confidentiality agreements
   - With your explicit consent
   

5. SMS Consent
   SMS consent is not shared with third parties or affiliates for marketing purposes.
   Your phone number will only be used for customer service communications and updates related to Tchoi Financials.

6. Data Protection & Security
   We implement industry-standard safeguards to protect your data, including:

   - Encrypted communication channels
   - Secure data storage systems
   - Access controls to limit internal data exposure
   

7. Opt-Out & Consent Management
   You may opt out of receiving SMS communications at any time by replying "STOP" to any message or contacting us directly.
   

8. Your Rights & Compliance
   We comply with applicable privacy laws and regulations, including:

   - The Telephone Consumer Protection Act (TCPA)
   - The General Data Protection Regulation (GDPR), if applicable
   - U.S. state-specific privacy laws
   

9. Changes to This Privacy Policy
   We may update this Privacy Policy from time to time. Changes will be posted on our website and are effective upon publication.
   

10. Contact Information
     For any questions or concerns regarding this Privacy Policy, please contact:
    Tchoi Financials
    Phone: (408) 809-2520
    Email: info@tdlegacy.com
    Website: https://www.tchoifinancials.com